moneywheelPersonal + business finances
Every account, every bill, in one place
MoneyWheel pulls every account into one place, finds the bills hiding in your history, and keeps your business books separate from your personal ones.
Free to start · No card required · Read-only bank connections
Everything your money is doing
Not a budget you have to feed. MoneyWheel reads the accounts you already have and tells you what they say.
See where the month went
Every transaction lands in a category and the wheel shows the split. Click a wedge to read the charges behind it.
Every bill, found for you
Subscriptions and bills are detected from your history, with what they cost monthly and annually, and a calendar of what is due next.
Net worth in one number
Cash, savings, investments and manual assets less what you owe on cards and loans, tracked month over month.
Business stays out of personal
Mark an account or a single transaction as business and every report can be read personal-only, business-only, or both.
Receipts on the transaction
Attach a photo or PDF to any charge, so the proof sits with the expense when it is time to file.
Told before it hits
A daily or weekly email digest of the bills coming due, so nothing overdrafts you by surprise.
The spending wheel
One month, every category, ranked. Hover a wedge for its share and transaction count; click it to read the charges.
Recurring, detected
Netflix, rent, the software you forgot you pay for — found by cadence and amount, then projected out on a calendar.
Three steps
Create your account
Name, email, a verified code, a password. No card.
Connect your banks
Checking, savings, credit cards and brokerages link through Plaid. Anything it cannot reach you can add by hand.
Read your money
Balances, categories, recurring bills and net worth are there on the first sync.
Read-only, and yours to delete
MoneyWheel can see your transactions. It cannot move your money, and it never sees your bank password.
Bank connections through Plaid
You log in at your bank, not here. The connection is read-only.
Two-factor authentication
Turn on an authenticator app with recovery codes, from Settings.
No card to sign up
The free plan needs no payment details at all.
Delete everything, any time
One control in Settings removes your accounts, transactions and login.
Pricing
Free while MoneyWheel is young. No card required.
Free
$0
- Connect your bank accounts and credit cards
- See your recurring income and bills
- Automatically categorize transactions
- See your complete net worth
- Personal and business books
- Receipts, reports and bill reminders
Later
In the works
Budgets, transaction splits, tax tagging, shared households and exports for your accountant are on the roadmap. Everything above stays free.
Start with one account
Connect it and the first month reads itself.
Get started free